9 Reasons You Should Apply For A Low Rate Credit Card

Low Rate Credit Card

Whether you’re looking to make a purchase or just manage your money better, consider applying for one of Great Southern Bank’s low-rate credit cards.

It’s as easy as 1-2-3! After following this easy process and receiving your new credit card in the mail, you can enjoy perks like no annual fee, no balance transfer fees, and low-interest rates.

Checkout Nine Prime Reasons You Should Apply For A Low Rate Credit Card:

Here are a few reasons why you should apply for a low rate credit card with Great Southern Bank right away.

Apply For A Low Rate Credit Card

1. Interest Rates

Banks offer many types of low-rate credit cards, but some are better than others. The interest rates on the cards you’re considering will be one of the most important factors in your decision.

If you spend $2,000 and only pay $100 interest over the course of a year, that would be an annual percentage rate (APR) of 4%. But if you spent $2,000 and paid $500 in interest over the course of a year, that would be an APR of 10%. It’s easy to see which card is best by calculating your potential costs.

2. Introductory Rates

There are many reasons why you should apply for a low rate credit card with Great Southern Bank. One of the top reasons is that they offer low introductory rates on all of our cards, which will allow you to take advantage of this low rate period and then switch to our regular promotional rates after the introductory period.

With no annual fee, you can get a card and use it without having to worry about paying any fees. Plus, if your credit score needs some help, we offer secured credit cards that will allow you to build up your score over time.

3. Annual Fees

Annual fees are the cost of owning and using your card. They are assessed each year from the date you open your account until it is closed or converted to another type of account. Some cards charge an annual fee while others do not.

Annual fees can range from $0 – $150. While this may seem like a small price to pay, some people believe that paying an annual fee is too expensive since they may only make one purchase per year with their credit card.

Annual fees usually range from $0 – $150, but some cards don’t charge any at all because they have other advantages, such as cash-back rewards or low-interest rates on purchases.

4. Sign-Up Bonuses

Sign-up bonuses are often the most attractive part of applying for a credit card. It is easy to get caught up in the excitement of getting something new and exciting. But, it is important to remember that sign-up bonuses are not always the best choice.

5. Rewards Programs

For every $1,000 in purchases you make on your card, you’ll earn 1 point. Points can be redeemed for cash rewards like merchandise or gift cards. Plus, when you open your account and make your first purchase, you’ll get 25% more points to redeem! Rewards points never expire and there are no limits on how many points you can earn.

Start earning from day one with our Great Deals Bonus where we give away $20 every month just for using your card. When shopping at select retailers that offer special deals to our cardholders, we’ll match the savings on top of giving you the everyday low rates. Now that’s an unbeatable offer!

6. Points Programs

The Points Programs are a great way to earn rewards, but can’t be redeemed until you have enough points. One point is earned for every $1 spent on eligible purchases. There are no limits or restrictions on the number of points you can earn.

So by making payments on your credit card, you will earn reward points that can be redeemed towards cash back, gift cards, and merchandise.

7. Travel Benefits

One of the best features of having a low rate credit card is that it gives you access to some great travel benefits. Some of these benefits are travel medical insurance, 24/7 emergency assistance, and roadside assistance, as well as discounts on hotel, stays car rentals, and flight bookings.

The card also has no blackout periods or restrictions so you can get the best rates available anywhere at any time.

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8. Security Features

The following security features are to protect you and your account that you should be aware:

  • Automatic fraud monitoring: We monitor your account activity in real-time and use that data to help determine whether or not something is fraudulent. If anything looks suspicious, most banks will send you an email notification right away so you can take action before any damage is done.
  • Zero liability: Some of the banks cover 100% of the loss if someone uses your card without permission or if there’s unauthorized access to your account.
  • Fraud alerts: They will alert you of any unusual transactions from your account, just in case someone tries to use it without permission.

9. Customer Service

It is important to have excellent customer service when dealing with money. The representatives at Great Southern Bank are always available to answer any questions you may have, and they make the application process easy.

For example, if you don’t know your credit score, they can help you get it by pulling one from the 3 major credit bureaus. They also offer online applications so you can apply for your card without having to come into their office. And if there is an issue that needs to be addressed, the customer service team will take care of it for you.

How Would The Product Fit Into My Life?

A low rate credit card is one of the best ways to save money. Paying off your credit card balance in full each month means you won’t have to pay any interest. Less interest means more money in your pocket!

A low-rate credit card also helps you build a strong credit history, which can help you qualify for other products like car loans and mortgages. So, if you’re looking to get ahead financially or just want to make your day-to-day life easier, apply today!

Conclusion

If you apply for a low rate credit card with Great Southern Bank can be an easy way to save money. With just one swipe, you could potentially save hundreds of dollars on your next purchase.

There are many great benefits to getting the right low rate credit card, such as saving on interest charges, rewards programs, and more. And because it’s so easy to apply online and get approved quickly, there’s no need to wait any longer!

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